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5 common diaper-changing mistakes to avoid

5 common diaper-changing mistakes to avoid

Becoming a parent is one of the most exciting phases of your life. While some changes can seem daunting, others do not have to be. Parents love to dote on their children and ensure that they have the best of what the world has to offer. In doing so, they also spend a lot of time changing their babies’ diapers. While changing a diaper may be a seamless process for some parents, others struggle with them. Here are five common mistakes parents make when changing diapers: Not having everything ready Once the baby is put on the changing table/bed, we have everything ready to ensure a quick diaper change. A few things to have handy include fresh diapers, wet wipes, and any special creams and powders that the baby might need. This preparation is necessary so that parents do not leave their babies alone. Babies tend to move around and may even fall from the changing table/bed if they are not supervised. Not changing unsoiled diapers Some babies experience a reduction in fluid intake during the winter months, which causes the amount of pee to reduce as well. Their body’s regulation system and waste removal process may also change when they are unwell, leading to infrequent soiling of diapers.
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Top 5 fun learning activities for kids

Top 5 fun learning activities for kids

Raising kids is a hands-on activity. With short attention spans and a wide hunger to learn about the world, children are impressionable and, therefore, must be occupied with productive activities. As a parent or a guardian, it may sometimes feel impossible for you to come up with new tasks to keep your younglings busy. To help you out, here are five fun learning activities you can try to keep your kids engaged. DIY Rainstorm Help your kids create a DIY rainstorm in your home! All you need for this experiment is shaving cream, transparent glass with water, food coloring, and a dropper. Pour some water into the clear glass and add shaving cream to it. It will form a layer of ‘clouds’ over the water. Next, get your child to add the food coloring using a dropper on top of the mix, and watch as it goes through the clouds to create a little rainstorm inside your home. This activity can help improve children’s fine motor skills and prompt your children to think about what causes rain and how wind clouds form. Book Bingo Reading is one of the most rewarding activities for most children. Encourage your kid to pick up this habit for life by creating a Book Bingo, where they can earn a reward for completing books relevant to their age groups.
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5 tips to choose the best ETF funds

5 tips to choose the best ETF funds

ETF or Exchange-Traded Funds are a type of mutual funds that trade in stocks, securities and track various indexes. Exchange-traded funds often invest in a broad range of industry sectors and use various strategies to yield maximum returns. One of the biggest advantages of investing in high dividend ETFs is they have lesser fees than other indexed funds, thereby costing you less in taxes. Although ETFs help in diversifying your portfolio, it is important to choose the right funds that compliment your current investments. Here is how you can choose the right high dividend ETF funds. Consider tracking difference One of the factors that set high dividend ETF funds from other market investments is tracking differences; that is, the difference between ETF performance and index performance. The lower the tracking difference, the better the ETF fund. This ensures that the ETF fund is reasonably priced and trackable. Define your investment goals Identify your investment objectives to pick the best ETFs. Ask yourself if you want to invest in companies with specific characteristics, diversify your portfolio, or find a lower-cost alternative to mutual funds. Furthermore, consider how long you plan to invest. Financial experts suggest not investing if you will need the money within the next five years.
How SBA’s guaranteed loans are beneficial for small businesses

How SBA’s guaranteed loans are beneficial for small businesses

Running a small business during financially turbulent times can be extremely trying. But, monetary aid, specifically small business loans, can definitely make things easier for both the business and its employees. Funded and guaranteed by the federal government, 7(a) loan programs have been designed by keeping business-owners’ best interests in mind. Here are answers to some commonly asked questions regarding small business loans: What is an SBA loan? Loans by the Small Business Administration (SBA) are guaranteed business loans that are given to small businesses by participating lenders. Since these loans are guaranteed by the federal agency, they are much more manageable than those provided by private agencies. SBA loans also have the added advantage of lower interest rates. These loans are available in a broad range in order to suit specific business needs. You can get a loan that ranges anywhere from $500 to $5.5 million to fund your entrepreneurial adventure. Further, the loan can be accessed in the form of fixed assets or working funds. Types of SBA loans SBA loans are available in many types. Some of them include—SBA flagship loans, microloans, SBA disaster loans, and 504 loans, among others. Each of these loans comes with different funding criteria.

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